The hardest part of accepting ACH payments just got easier!
Allow your customers to use their online banking credentials rather than account and routing number
Perform risk verifications on your customers
Easily integrates into your existing website or mobile app
Our enrollment and payments widget provides an intuitive, user-friendly method for your customers to enroll their bank account and
create ACH payments, while limiting your exposure to sensitive data and easing your integration. Allowing users to enter their
online banking credentials as an alternative to account and routing number brings an easier experience while maximizing enrollments.
Optional customer and account risk verification, customer creation, and ACH payment creation can be customized into any integration.
Flexible design allows for a reactive interface across all desktop browsers and mobile devices, including iPhone and Android apps.
Experience how easy it can be to enroll in ACH payments
Try Me!
Allow your customers to enroll their bank account using their online banking credentials, rather than their account number and routing number
If your customers prefer, they can still use routing and account number
Keeps all of your customer's sensitive data out of your environment and in our secured environment
Accept payments directly from the widget, without having to integrate payment acceptance into your website or app
Perform risk verifications on your customers personal information
Perform risk verifications on accounts, and verifies that manually entered account information is legitimate
Customizable interface and options allows for extreme flexibility
The interactive demo provided above is a mock up designed for demonstration purposes, and may not reflect customization or settings for your account
Integrate Easily into your Current Platform
Our enrollment and payment widget is Javascript based, and can be easily added to your current platform. When you embed the widget in your site, we will add an IFrame to your existing site.
The IFrame can be configured to embed into a constrained area of your page, or overlay your site like a modal. The widget is responsive to mobile environments as well as desktop websites.
Integration into mobile applications for iPhone or Android is a breeze. We've included samples and instructions on integrating into both iPhone and Android applications, as well as websites.
Integration can be as simple as adding a container to your website, and a few lines of server-side code to launch the widget. After the widget is launched, we take care of the rest!
A large array of events are triggered on client-side, server-side, and in our database for further customization.
Account Enrollment
To accept payments using ACH, it is required to obtain your customer’s routing and account number. However, there are two major
obstacles that merchants must overcome. Most customers are unaware of their routing and account number, making obtaining them very
difficult. In addition, the possession of your customer’s account information can be dangerous and risk your customer’s security.
Using our enrollment widget, your customers can provide their online banking credentials rather than their routing and account number.
Credentials are authenticated securely against your customer's bank, and are never stored. Customers who would rather not enter their
credentials can still enroll their account using their routing and account number.
Using our widget to enroll your customers in ACH payments will keep their sensitive data out of your environment, ensuring you are compliant
with all regulations.
Customers
In order to save accounts, create payments, or run risk inquiries, your customer must be saved in our database.
Provide a Customer ID as a parameter to the widget:
You can use an ID previously created to launch the widget. Any account enrollments or payments will be saved to this customer.
You can also use our API to create a customer before launching the widget.
Let the widget create your customer:
The widget can prompt your customer for their personal information and create a customer record in our system.
Payments
Once your customer has enrolled their account, the token provided by the widget can be used to create payments through our API.
An account token can be used indefinitely to make and schedule payments.
Risk Verification
To fulfil KYC requirements and limit your risk exposure as a merchant, our widget can perform both customer and account
verifications based on customizable risk levels and criteria.
Perform risk verifications on your customers personal information, such as name, date of birth, and address
Check whether a manually enrolled bank account (using routing and account number) is legitimate or open
Perform advanced risk checks on enrolled bank accounts, such as balance checks, return history, and fraud alerts
Next Steps
To get more information on how our payments and enrollment widget can help your customers enroll in ACH in a more effective manner, please contact us to schedule a demo.
Once we learn about your specific environment and needs, we can provide the best package of services that fit you and your customer's needs.
