Patent-pending bank transaction analytics and predictive decisioning using cash flow history
Previously referred to as vInsights
Automates financial and payment decisioning with instant insights into affordability, income verification, know your customer, and cash flow timing to minimize payment defaults
Evaluate a customer’s ability to pay with predictive bank insights generated from any bank transaction data source
There are 3 different ways to use vInsights
Online vInsights Verifications
Run a vInsights verification online by sending your customer a text message or e-mail with a secure link to provide account access
Your customer provides account access by following the secure link
View detailed AffordAI® report online
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Learn how vConnect Online works
Learn how the process works - from sending requests to your customers to receiving detailed data reports
API Integration
Bring data from any third party bank aggregator to get vInsights analytics
API Integration Guide
NEW!vInsights 2.0
vInsights v1 Documentation
For legacy integrations only
vConnect Interface
Fully customizable front-end User Interface / widget that securely handles the entire account enrollment and verification process.
Embed vConnect into your website, mobile app, or use one of our hosted solutions to present your customer with a seamless experience to authorize bank account access.
Your customer authorizes their account, providing access to account details that we use for analytics.
vInsights analyzes the data and provides guidance based on your custom rules
vConnect can handle all of the decisioning and routing, or you can use our API to return analytics, transactions, and account details.
vConnect Integration Center
All documentation and resources for integrating vConnect into your platform.