What is BV+?
BankVERIFY+ ("BV+" or "BVP") uses basic account information and PII to deliver scores, rules, recommended actions, and over 1,100 additional attributes — all without requiring your customers to log in.
Provide basic customer PII (name, address, phone, email) and their account and routing number. In only a moment, receive back confirmation of ownership, account stability, scores, recommended actions, and over 1,100 attributes.
Is this the right product for my business?
ValidiFI's REST API contains 3 INSIGHTS products:
- BankQUALIFY - Use basic PII and account/routing number to quickly identify the lead quality.
- BankVERIFY+ - Use basic PII and account/routing number for deep insights and recommended actions.
- BankLOGIN+ - Use credentialed account and transaction information to uncover thousands of attributes and recommended actions.
All three INSIGHTS products can be used through the ValidiFI API.
|Identify ownership, fraud risk, basic affordability||✔||✔||✔|
|Requires basic PII and account/routing number (non-credentialed)||✔||✔|
|Requires transaction data from bank login (credentialed)||✔|
|Instant results through REST API||✔||✔||✔|
|Can be used through the CONNECT user interface||✔||✔|
|Light weight, sub-second response time||✔|
|Advanced analytics with over 1000 calculated attributes||✔||✔|
|Custom decisioning rulesets||✔||✔||✔|
You may consider using BankQUALIFY to catch the most blatant issues before running BankVERIFY+. You may also consider waterfalling some concerning leads from BankVERIFY+ into a bank login to gain transaction data and then into BankLOGIN+ for thousands of attributes and deep understanding of those transactions.
BankVERIFY+ can be called through API or automatically from the CONNECT interface.
Find more details about available scores and attributes in the Data Results section.
The use of BankVERIFY+ requires you to submit payment data back to ValidiFI. Click here for information about submitting payment data.